Personal Accident Insurance
Individual Personal Accidents is insurance that guarantees the payment of an indemnity to the policyholder, in case of permanent, total or partial disability by accident, or to the beneficiary(ies) upon the death of the policyholder.
Any person of up to 70 years old, who is physically and mentally sound, and in good health, can acquire this insurance, with the following restrictions:
The following will not be accepted for insurance:
- Professionals who use motorcycles when performing their tasks or job activity;
- Painters of building walls, who do not use the proper safety equipment, such as safety cages.
The validity term of IPA – Individual Personal Accidents – insurance will be less than 365 days. You can acquire it for the period of a trip, for example.